Credit Card Marketplace

Compare business credit cards — and fix your credit before you apply

Every card below is compared on APR, annual fee, rewards, welcome offer and the credit profile it typically requires. If your score is not there yet, a Brickell Wallstreet credit consultant builds the repair plan that gets you approved.

Talk to a credit consultant Browse the cards

12 cards available

CHASEBusiness Rewards

Chase · Business Rewards

Ink Business Preferred

Purchase APR: 20.24% – 26.24% variable
Intro APR: None
Annual fee: $95
Rewards: 3x on the first $150K in travel, shipping, internet, phone and advertising
Welcome offer: 90,000 bonus points after $8,000 spend in 3 months
Credit needed: Good to excellent (690+)

Best for: Growing companies with heavy ad and shipping spend

Points transfer to airline and hotel partners
Employee cards at no cost
Cell phone protection

Check if I qualify

American Express Business Platinum Card card

AMERICAN EXPRESSBusiness Travel

American Express · Business Travel

Business Platinum Card

Purchase APR: Pay Over Time: 19.49% – 28.49% variable
Intro APR: None
Annual fee: $695
Rewards: 5x on flights and prepaid hotels booked through Amex Travel
Welcome offer: 150,000 Membership Rewards points after $20,000 spend in 3 months
Credit needed: Excellent (720+)

Best for: Frequent business travelers and executive teams

Airport lounge access
35% airline bonus on points redemptions
$400 Dell and wireless credits

Check if I qualify

CAPITAL ONEBusiness Cash Back

Capital One · Business Cash Back

Spark Cash Plus

Purchase APR: Pay-in-full charge card — no APR
Intro APR: None
Annual fee: $150
Rewards: 2% unlimited cash back, 5% on hotels and rental cars via Capital One Travel
Welcome offer: $2,000 cash bonus after $30,000 spend in 3 months
Credit needed: Excellent (720+)

Best for: High-volume spenders who pay in full monthly

No preset spending limit
Annual fee refunded at $150K spend
Free employee cards

Check if I qualify

CHASE0% Intro APR

Chase · 0% Intro APR

Ink Business Unlimited

Purchase APR: 18.49% – 24.49% variable
Intro APR: 0% for 12 months on purchases
Annual fee: $0
Rewards: 1.5% unlimited cash back on every purchase
Welcome offer: $750 cash back after $6,000 spend in 3 months
Credit needed: Good to excellent (690+)

Best for: Financing startup costs interest-free in year one

No annual fee
Purchase protection
Combine points with Ink Preferred

Check if I qualify

American Express Blue Business Plus card

AMERICAN EXPRESS0% Intro APR

American Express · 0% Intro APR

Blue Business Plus

Purchase APR: 17.49% – 25.49% variable
Intro APR: 0% for 12 months on purchases
Annual fee: $0
Rewards: 2x Membership Rewards on the first $50,000 per year
Welcome offer: 15,000 Membership Rewards points after $3,000 spend in 3 months
Credit needed: Good to excellent (690+)

Best for: Everyday business spend with flexible above-limit spending power

Expanded Buying Power
No annual fee
Transferable points

Check if I qualify

American Express Business Gold Card card

AMERICAN EXPRESSBusiness Rewards

American Express · Business Rewards

Business Gold Card

Purchase APR: Pay Over Time: 19.49% – 28.49% variable
Intro APR: None
Annual fee: $375
Rewards: 4x on the two highest-spend eligible categories each month (first $150K/yr)
Welcome offer: 100,000 Membership Rewards points after $15,000 spend in 3 months
Credit needed: Good to excellent (700+)

Best for: Businesses with shifting spend categories month to month

Automatic category optimization
$240 flexible business credits
Trip delay coverage

Check if I qualify

Bank of America Business Customized Cash Rewards card

BANK OF AMERICABusiness Cash Back

Bank of America · Business Cash Back

Business Customized Cash Rewards

Purchase APR: 18.49% – 28.49% variable
Intro APR: 0% for 9 billing cycles on purchases
Annual fee: $0
Rewards: 3% in a category you choose, 2% dining, 1% everything else
Welcome offer: $300 statement credit after $3,000 spend in 90 days
Credit needed: Good (690+)

Best for: Companies banking with Bank of America (Preferred Rewards bonus)

Up to 75% rewards bonus for Preferred Rewards clients
No annual fee
Choose your 3% category

Check if I qualify

U.S. BANKBusiness Cash Back

U.S. Bank · Business Cash Back

Triple Cash Rewards Visa

Purchase APR: 18.49% – 27.49% variable
Intro APR: 0% for 15 billing cycles on purchases and balance transfers
Annual fee: $0
Rewards: 3% on gas, office supply, cell service and restaurants; 1% elsewhere
Welcome offer: $500 cash back after $4,500 spend in 150 days
Credit needed: Good (690+)

Best for: Long interest-free runway on equipment and inventory

$100 annual software credit
No annual fee
Balance transfer option

Check if I qualify

RAMPCorporate & Charge

Ramp · Corporate & Charge

Ramp Corporate Card

Purchase APR: Charge card — balance due each period
Intro APR: None
Annual fee: $0
Rewards: 1.5% cash back on all spend
Welcome offer: Vendor discounts and onboarding credits
Credit needed: Underwritten on business cash balances, not personal FICO

Best for: Funded companies wanting spend controls without a personal guaranty

No personal guaranty
Unlimited virtual cards
Built-in expense automation

Check if I qualify

BREXCorporate & Charge

Brex · Corporate & Charge

Brex Card

Purchase APR: Charge card — daily or monthly settlement
Intro APR: None
Annual fee: $0
Rewards: Up to 7x on rideshare, 4x on travel, 3x on restaurants (daily settlement)
Welcome offer: Signup point bonuses on qualifying spend
Credit needed: Based on business bank balance and revenue

Best for: Startups and venture-backed teams

No personal guaranty
Limits scale with cash on hand
Global spend management

Check if I qualify

CAPITAL ONECredit Building

Capital One · Credit Building

Spark 1% Classic

Purchase APR: 29.99% variable
Intro APR: None
Annual fee: $0
Rewards: 1% unlimited cash back, 5% on hotels and rental cars via Capital One Travel
Welcome offer: None
Credit needed: Fair (580 – 669)

Best for: Rebuilding business credit while reporting to bureaus

Approval with fair credit
No annual fee
Free employee cards

Check if I qualify

Participating community banks Business Secured Visa card

COMMUNITY BANKCredit Building

Participating community banks · Credit Building

Business Secured Visa

Purchase APR: Prime + 12% – 18% variable
Intro APR: None
Annual fee: $0 – $49
Rewards: 1% cash back on all purchases (varies by issuer)
Welcome offer: None
Credit needed: No minimum — secured by deposit

Best for: New entities or owners recovering from derogatory credit

Deposit-secured limit of $500 – $25,000
Graduates to unsecured after 12 months
Reports to business bureaus

Check if I qualify

Card offers, rates, fees and welcome bonuses are published by the issuers and change frequently — always confirm current terms on the issuer's application page. Card images are representative illustrations and are not the issuer's artwork. Brickell Wallstreet Capital is not the issuer of these cards and does not accept compensation for placement on this page.

What your score qualifies for

760+

Exceptional

Best pricing on every product, premium travel cards approve easily.

700 – 759

Strong

Most business rewards and 0% intro APR cards are within reach.

640 – 699

Fair to good

Approvals likely on cash-back and no-fee cards; SBA still viable.

580 – 639

Rebuilding

Start with classic or secured cards and a repair plan.

Under 580

Needs repair

Consultant-led dispute, utilization and tradeline strategy first.

Credit consultants

If collections, late payments or high utilization are blocking approvals, our consultants work your file for 60 to 180 days and hand it straight to our lending desk when it is loan-ready.

Step 1

Tri-bureau review

We pull Experian, Equifax and TransUnion together and flag every inaccurate, duplicate, outdated or unverifiable item.

Step 2

Dispute and validation

Your consultant files bureau disputes and debt validation letters, and tracks the 30-day response windows.

Step 3

Utilization strategy

Rebalance revolving balances under 30% (ideally 10%), correct reporting dates and add responsible tradelines.

Step 4

Business credit build

Establish the entity's D-U-N-S profile, net-30 vendor accounts and a business card that reports to business bureaus.

Step 5

Loan-ready handoff

Once scores clear program thresholds, your file moves straight into SBA or commercial underwriting with us.

Credit repair

Apply for credit repair and get matched with a consultant

Submit your credit history and goals. We route your file to the consultant who handles that profile — deep repair, loan readiness or business credit strategy — and follow up within one business day.

Credit repair application

Tell us about your credit history. We match you with the consultant whose specialty fits your file and return a written action plan. No soft or hard pull is run from this form.

1 · About you

Full name*

Email*

Phone

State

Employment

Monthly income (USD)

2 · Credit history

Estimated FICO score

Card utilization (%)

Total debt (USD)

Open accounts

Hard inquiries (last 12 mo.)

Bureaus you've reviewed

Negative items on your report

I have filed bankruptcy

3 · Your goal

Primary goal*

Timeline

Financing amount you're targeting

Card you're interested in

Anything else we should know

I authorize Brickell Wallstreet Capital and its credit consultants to review the credit information I provide and to discuss a credit improvement plan with me.*You may contact me by phone, text and email about my application.

Do not submit Social Security numbers, account numbers or report passwords here. Results vary; no consultant can remove accurate, verifiable information from a credit report. See our Privacy Policy.

Credit consulting is an advisory service. No one can lawfully remove accurate, current information from a credit report, results and timelines vary by file, and you may dispute items yourself at no cost directly with the bureaus.