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Multifamily Loans
Apartment and build-to-rent debt, bridge through permanent
Acquisition, value-add bridge, and permanent financing on apartment and build-to-rent assets. Underwriting centers on in-place rents, achievable rents, operating expenses, and the sponsor's ability to execute the business plan.
- Loan size
- $500K – $50M+
- Max LTV
- Up to 80%
- Minimum DSCR
- 1.20x stabilized
- Term
- 12 months – 30 years
Best used for
- Buying 5+ unit apartment communities
- Value-add repositioning with a renovation budget
- Refinancing bridge debt into permanent financing
- Build-to-rent portfolios
What we will need
- Current rent roll and unit mix
- Trailing 12-month income and expense statements
- Renovation budget where applicable
- Sponsor schedule of real estate owned and liquidity proof
How the process works
- Step 1
Screen
NOI, DSCR, debt yield and per-unit basis reviewed up front.
- Step 2
Apply
Property and sponsor detail through the multifamily module.
- Step 3
Match
Agency-adjacent, bank, debt fund and bridge quotes compared.
- Step 4
Close
Third-party reports ordered and tracked in your portal.
Frequently asked
Do you finance 2–4 unit properties?
Yes, typically under our DSCR rental program rather than multifamily.
Are renovation dollars available?
Yes, through bridge structures with a capex holdback.
More questions? Read the full FAQ or contact our Brickell office.
Other financing programs
Rates and fees shown are our current published schedule for each loan type. Your exact rate, points and fees are confirmed in your lender quote or term sheet, based on credit, collateral and leverage.
Loan calculator
Estimate monthly payments and total interest for this program.
Loan payment calculator
Estimate your monthly payment and total interest. Rates and terms pre-fill from typical market pricing for each program — adjust them to model your own scenario.
Typical range for this program: 5.9% – 7.5% · Agency and bank fixed, or SOFR + 200 – 350 bps
Estimated monthly payment
$3,226
- Total interest
- $661,500
- Total of payments
- $1,161,500
- Principal
- $500,000
- Est. origination points
- $4,375
Rates and fees shown are our current published schedule for each loan type. Your exact rate, points and fees are confirmed in your lender quote or term sheet, based on credit, collateral and leverage.
Submit your loan request
Send us the basics and a loan advisor will respond within one business day.