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Hotel & Hospitality Loans
Flagged and independent hotel financing, including PIP capital
Acquisition, refinance, renovation and PIP financing for hotels. We underwrite occupancy, ADR and RevPAR alongside the flag, the management company, and the required property improvement plan.
- Loan size
- $1M – $50M+
- Max LTV
- Up to 70%
- Minimum DSCR
- 1.35x
- Term
- 12 months – 25 years
Best used for
- Acquiring a flagged or independent hotel
- Funding a franchisor-required PIP
- Refinancing maturing hospitality debt
- Conversion and repositioning plays
What we will need
- STR report and trailing 12-month operating statements
- Franchise agreement and PIP scope
- Management agreement and brand approval status
- Renovation budget and sponsor hospitality experience
How the process works
- Step 1
Screen
RevPAR penetration, NOI and debt yield reviewed before application.
- Step 2
Apply
Hotel module captures room, F&B, event and other revenue detail.
- Step 3
Underwrite
Appraisal, PIP review, franchise and management approvals.
- Step 4
Close
Renovation reserves structured and funded at closing.
Frequently asked
Do you finance independent hotels?
Yes, with more conservative leverage than a strong national flag.
Can the PIP be financed?
Yes, PIP and renovation reserves are commonly funded within the loan.
More questions? Read the full FAQ or contact our Brickell office.
Other financing programs
Rates, points, fees and turnaround times shown are indicative market ranges used for estimating only. They are not an offer, commitment, or guarantee of terms. Final pricing is set by the funding lender in an executed term sheet and depends on credit, collateral, leverage, and market conditions at closing.
Loan calculator
Estimate monthly payments and total interest for this program.
Loan payment calculator
Estimate your monthly payment and total interest. Rates and terms pre-fill from typical market pricing for each program — adjust them to model your own scenario.
Typical range for this program: 8% – 11.5% · SOFR + 425 – 700 bps, or fixed on stabilized flags
Estimated monthly payment
$4,456
- Total interest
- $836,706
- Total of payments
- $1,336,706
- Principal
- $500,000
- Est. origination points
- $8,750
Rates, points, fees and turnaround times shown are indicative market ranges used for estimating only. They are not an offer, commitment, or guarantee of terms. Final pricing is set by the funding lender in an executed term sheet and depends on credit, collateral, leverage, and market conditions at closing.
Submit your loan request
Send us the basics and a loan advisor will respond within one business day.