Get Financing
Brickell Wallstreet Capital — Loan Application Center
One borrower profile, twenty financing programs. Start with the universal pre-qualification application and we route the file to the right structure and the right capital source.
Submit your SBA loan request
Companies can send a quick request here — no account required. A loan advisor reviews it and responds within one business day.
Application fee — starting at $275
A non-refundable application fee starting at $275 applies to every financing application. The fee covers file intake, credit and document review, and lender packaging. Larger or more complex transactions may carry a higher fee, which is disclosed in writing before it is collected. Your file is invoiced by the closing desk after submission — no payment is taken on this page.
Loan calculator
Model monthly payments and total interest across any of our programs before you apply.
Loan payment calculator
Estimate your monthly payment and total interest. Rates and terms pre-fill from typical market pricing for each program — adjust them to model your own scenario.
Typical range for this program: 10% – 12.5% · Prime + 2.25% to 4.75%, variable
Estimated monthly payment
$4,991
- Total interest
- $997,359
- Total of payments
- $1,497,359
- Principal
- $500,000
- Est. origination points
- $2,500
Rates, points, fees and turnaround times shown are indicative market ranges used for estimating only. They are not an offer, commitment, or guarantee of terms. Final pricing is set by the funding lender in an executed term sheet and depends on credit, collateral, leverage, and market conditions at closing.
Financing categories
SBA Loans
7(a) and 504 financing arranged through participating lenders and Certified Development Companies.
2 programs →
Commercial Real Estate
Acquisition, bridge, DSCR, refinance, and portfolio debt on income-producing assets.
6 programs →
Hard Money
Speed-first, asset-based capital for purchases, rehabs, and time-sensitive closings.
2 programs →
Business Loans
Equipment finance and flexible structures for operating companies.
2 programs →
Construction
Ground-up development and heavy renovation with draw management.
2 programs →
Multifamily
Apartment and build-to-rent debt from bridge through permanent.
1 program →
Hospitality
Flagged and independent hotels, including PIP and renovation capital.
1 program →
Business Acquisition
Buy a business, a partner's stake, or a franchise.
1 program →
Working Capital
Revolving and term capital for payroll, inventory, and growth.
2 programs →
EMD & Gap Funding
Deposit capital and the last dollars that get the deal closed.
2 programs →
All financing programs
SBA 7(a) Loan
SBA LoansWorking capital, real estate, equipment, qualifying debt refinance, and ownership changes — arranged through participating SBA lenders. Currently listed up to $5 million.
- Rate
- 10% – 12.50%
- Origination
- 0 – 1 pts
- Term
- 7 yr – 25 yr
- Turnaround
- 30 – 60 days
Start this application →
SBA 504 Loan
SBA LoansOwner-occupied real estate and heavy equipment through a Certified Development Company and lending partner. Currently listed up to $5.5 million.
- Rate
- 6.30% – 7.50%
- Origination
- 0 – 1.5 pts
- Term
- 10 yr – 25 yr
- Turnaround
- 45 – 75 days
Start this application →
Hard Money Loan
Hard MoneyAsset-based bridge capital with speed as the priority. Underwritten to the property, not the paperwork.
- Rate
- 9.90% – 13.50%
- Origination
- 1.5 – 3.5 pts
- Term
- 6 mo – 2 yr
- Turnaround
- 5 – 14 days
Start this application →
Commercial Real Estate Loan
Commercial Real EstateAcquisition, refinance, and cash-out financing on income-producing commercial assets.
- Rate
- 6.50% – 8.50%
- Origination
- 0.5 – 1.5 pts
- Term
- 5 yr – 10 yr
- Turnaround
- 30 – 60 days
Start this application →
Bridge Loan
Commercial Real EstateShort-term capital to stabilize, reposition, or close quickly ahead of permanent financing.
- Rate
- 8% – 11%
- Origination
- 1 – 2 pts
- Term
- 1 yr – 3 yr
- Turnaround
- 14 – 30 days
Start this application →
Business Acquisition Loan
Business AcquisitionBuy an operating business, a partner interest, or a franchise with conventional or SBA structures.
- Rate
- 9.50% – 12.50%
- Origination
- 0 – 2 pts
- Term
- 7 yr – 10 yr
- Turnaround
- 30 – 60 days
Start this application →
Working Capital Loan
Working CapitalFund payroll, inventory, receivables, and growth without pledging real estate.
- Rate
- 11% – 24%
- Origination
- 0 – 3 pts
- Term
- 6 mo – 5 yr
- Turnaround
- 1 – 7 days
Start this application →
Business Line of Credit
Working CapitalRevolving capital you draw only when you need it.
- Rate
- 9.50% – 18%
- Origination
- 0 – 1.5 pts
- Term
- 1 yr – 3 yr
- Turnaround
- 3 – 14 days
Start this application →
Construction Loan
ConstructionDraw-based financing for vertical construction and major renovation.
- Rate
- 8.50% – 12%
- Origination
- 1 – 2.5 pts
- Term
- 1 yr – 3 yr
- Turnaround
- 30 – 60 days
Start this application →
Fix & Flip Loan
Hard MoneyPurchase plus rehab capital with proceeds released against a scope of work.
- Rate
- 9.50% – 12.50%
- Origination
- 1.5 – 3 pts
- Term
- 9 mo – 2 yr
- Turnaround
- 5 – 15 days
Start this application →
DSCR Rental Loan
Commercial Real EstateQualify on the property's rental cash flow rather than personal income.
- Rate
- 6.90% – 8.90%
- Origination
- 1 – 2 pts
- Term
- 30 yr
- Turnaround
- 15 – 30 days
Start this application →
Ground-Up Development Loan
ConstructionLand, horizontal work, and vertical construction for experienced developers.
- Rate
- 9% – 13%
- Origination
- 1.5 – 3 pts
- Term
- 1 yr – 3 yr
- Turnaround
- 30 – 75 days
Start this application →
Multifamily Loan
MultifamilyAcquisition, bridge, and permanent debt on apartment and build-to-rent assets.
- Rate
- 5.90% – 7.50%
- Origination
- 0.5 – 1.25 pts
- Term
- 5 yr – 30 yr
- Turnaround
- 30 – 75 days
Start this application →
Hotel / Hospitality Loan
HospitalityFlagged and independent hotel financing including PIP and renovation capital.
- Rate
- 8% – 11.50%
- Origination
- 1 – 2.5 pts
- Term
- 2 yr – 10 yr
- Turnaround
- 30 – 75 days
Start this application →
Mixed-Use Property Loan
Commercial Real EstateRetail, office, and residential under one roof, underwritten as one asset.
- Rate
- 6.75% – 8.75%
- Origination
- 0.5 – 1.5 pts
- Term
- 5 yr – 10 yr
- Turnaround
- 30 – 60 days
Start this application →
Equipment Financing
Business LoansAcquire or refinance revenue-producing equipment with the asset as collateral.
- Rate
- 7.50% – 16%
- Origination
- 0 – 2 pts
- Term
- 2 yr – 7 yr
- Turnaround
- 2 – 10 days
Start this application →
EMD / Earnest Money Financing
EMD & Gap FundingFund the deposit so you can tie up the deal without draining your closing capital.
- Rate
- Flat fee
- Origination
- 2.5 – 6 pts
- Term
- 1 mo – 3 mo
- Turnaround
- 1 – 5 days
Start this application →
Gap Funding
EMD & Gap FundingClose the space between your senior loan, your equity, and the total project cost.
- Rate
- 12% – 18%
- Origination
- 2 – 5 pts
- Term
- 6 mo – 2 yr
- Turnaround
- 5 – 15 days
Start this application →
Refinance / Cash-Out Loan
Commercial Real EstateLower the cost of existing debt or pull trapped equity out of an asset you own.
- Rate
- 6.50% – 10.50%
- Origination
- 0.5 – 2 pts
- Term
- 3 yr – 30 yr
- Turnaround
- 21 – 45 days
Start this application →
Portfolio / Blanket Loan
Commercial Real EstateOne loan across multiple properties, with release provisions as you sell.
- Rate
- 6.90% – 9.50%
- Origination
- 1 – 2 pts
- Term
- 5 yr – 30 yr
- Turnaround
- 21 – 45 days
Start this application →
SBA sizing and how we work
SBA currently lists 7(a) loans up to $5 million and 504 financing up to $5.5 million, and eligible 7(a) and 504 financing may be combined up to $10 million cumulatively under the policy effective July 4, 2026.
Brickell Wallstreet Capital arranges and facilitates financing; we are not the SBA. SBA 7(a) borrowers work with participating lenders, and 504 loans are made through Certified Development Companies working with lending partners.
Rates, points, fees and turnaround times shown are indicative market ranges used for estimating only. They are not an offer, commitment, or guarantee of terms. Final pricing is set by the funding lender in an executed term sheet and depends on credit, collateral, leverage, and market conditions at closing.