Get Financing
Commercial Real Estate Loans
Acquisition, bridge, DSCR, refinance and portfolio debt
Financing for income-producing commercial assets — office, retail, industrial, mixed-use and rental portfolios — from short-term bridge through long-term permanent debt. We underwrite the asset's cash flow, the sponsor's track record, and the exit.
- Loan size
- $250K – $50M+
- Max LTV
- Up to 75%
- Minimum DSCR
- Typically 1.20x
- Term
- 12 months – 30 years
Best used for
- Purchasing a stabilized income-producing property
- Refinancing maturing debt or pulling out trapped equity
- DSCR-qualified rental property with no personal income docs
- Blanket financing across a portfolio with release provisions
What we will need
- Rent roll and trailing 12-month operating statements
- Purchase contract or existing loan statement
- Property photos, leases, and insurance
- Borrower entity documents and schedule of real estate owned
Programs in Commercial Real Estate
Commercial Real Estate Loan
Acquisition, refinance, and cash-out financing on income-producing commercial assets.
- Rate
- 6.50% – 8.50%
- Origination
- 0.5 – 1.5 pts
- Term
- 5 yr – 10 yr
- Turnaround
- 30 – 60 days
Start this application →
Bridge Loan
Short-term capital to stabilize, reposition, or close quickly ahead of permanent financing.
- Rate
- 8% – 11%
- Origination
- 1 – 2 pts
- Term
- 1 yr – 3 yr
- Turnaround
- 14 – 30 days
Start this application →
DSCR Rental Loan
Qualify on the property's rental cash flow rather than personal income.
- Rate
- 6.90% – 8.90%
- Origination
- 1 – 2 pts
- Term
- 30 yr
- Turnaround
- 15 – 30 days
Start this application →
Mixed-Use Property Loan
Retail, office, and residential under one roof, underwritten as one asset.
- Rate
- 6.75% – 8.75%
- Origination
- 0.5 – 1.5 pts
- Term
- 5 yr – 10 yr
- Turnaround
- 30 – 60 days
Start this application →
Refinance / Cash-Out Loan
Lower the cost of existing debt or pull trapped equity out of an asset you own.
- Rate
- 6.50% – 10.50%
- Origination
- 0.5 – 2 pts
- Term
- 3 yr – 30 yr
- Turnaround
- 21 – 45 days
Start this application →
Portfolio / Blanket Loan
One loan across multiple properties, with release provisions as you sell.
- Rate
- 6.90% – 9.50%
- Origination
- 1 – 2 pts
- Term
- 5 yr – 30 yr
- Turnaround
- 21 – 45 days
Start this application →
How the process works
- Step 1
Deal screen
We calculate LTV, DSCR, debt yield and cap rate before you spend a dollar.
- Step 2
Application
Property, income, expense and sponsor detail through the universal application.
- Step 3
Quotes
Matched lenders return indicative structures side by side.
- Step 4
Close
Appraisal, title, and escrow tracked in your borrower portal through funding.
Frequently asked
What DSCR do I need?
Most commercial lenders want 1.20x or better, though DSCR rental programs will go to 1.00x with pricing adjustments.
Can I get cash out?
Yes. Cash-out refinances are common on seasoned, stabilized assets, generally to 65–70% of value.
More questions? Read the full FAQ or contact our Brickell office.
Other financing programs
Rates, points, fees and turnaround times shown are indicative market ranges used for estimating only. They are not an offer, commitment, or guarantee of terms. Final pricing is set by the funding lender in an executed term sheet and depends on credit, collateral, leverage, and market conditions at closing.
Loan calculator
Estimate monthly payments and total interest for this program.
Loan payment calculator
Estimate your monthly payment and total interest. Rates and terms pre-fill from typical market pricing for each program — adjust them to model your own scenario.
Typical range for this program: 6.5% – 8.5% · Fixed, or SOFR + 250 – 400 bps
Estimated monthly payment
$3,695
- Total interest
- $608,487
- Total of payments
- $1,108,487
- Principal
- $500,000
- Est. origination points
- $5,000
Rates, points, fees and turnaround times shown are indicative market ranges used for estimating only. They are not an offer, commitment, or guarantee of terms. Final pricing is set by the funding lender in an executed term sheet and depends on credit, collateral, leverage, and market conditions at closing.
Submit your loan request
Send us the basics and a loan advisor will respond within one business day.